[摘要]去年房市的疯狂让不少家庭成了“百万负翁”，但贷款的风险也应该引起足够的注意。如果未来收入出现变动，小心沦为“僵尸负债人”。“僵尸负债人”指的是每月仅能偿还负债利息的欠债消费者。

去年房市的疯狂让不少家庭成了“百万负翁”，但贷款的风险也应该引起足够的注意。如果未来收入出现变动，小心沦为“僵尸负债人”。

Zombie debtor is an indebted consumer who is only able to pay the debt interest each month.

“僵尸负债人”指的是每月仅能偿还负债利息的欠债消费者。

Zombie debtor refers to someone who is unable to pay off the capital of the loan, and whose repayments only service the interest charge.

“僵尸负债人”是指无法偿还贷款本金，只能偿还利息费用的人。

例句：

In Britain, it is feared that 3.5m people will turn to payday lenders in the next six months but research shows that nearly two-thirds will regret the decision. Many will be unable to pay off the loan and risk becoming "zombie debtors".

在未来的六个月内，英国350万人将会申请发薪日贷款，然而研究显示，三分之二申请贷款者会为这一决定后悔。许多人将无法付清贷款，有可能会沦为“僵尸负债人”。